As we approach retirement, many individuals desire safety, security, principal protection and income features from their retirement assets and assets that allow us to sleep well at night and not worry about deterioration. We like to call safe money (GREEN money). Explore with us what% of your assets you desire to have in GREEN safety assets. Deposits include but are not limited to cash, money funds, CDs, fixed annuities, fixed index annuities and US Treasury securities. These GREEN money assets are sometimes utilized when strategizing during the INCOME phase of retirement.
Our fee based registered investment advisory firm platform enables us to help guide you in a fidiciuary capacity. Client goals may include income, growth, value, balance, legacy planning, gifting, and many other objectives. Our objectives are to assure your overall portfolio is properly balanced between (RED) RISK money under management and SAFETY (GREEN) money. Each individual’s assets and risk tolerance are, of course, different. Proper balance and risk mitigation are keys to a successful retirement. As your financial advisor, we personally help you navigate through the various asset classes available and a portfolio that matches your overall tolerance for risk.
Through our Registered Investment Advisor subsidiary, The Molotsky Tax Advisory Group, LLC, our mission is to provide the families and businesses we serve with innovative financial strategies, solutions, and planning that result in financial clarity, security, and overall financial health. Making strong commitments to our clients and building life-long relationships are tenets of success at SHM Financial Group.
In three easy steps, uncover your Potential Retirement Tax Bill.
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Attend our complimentary financial seminars. Retirement is different today than it has been for previous generations – it is a great time for you to get a second opinion on your retirement to help address common retirement planning concerns.
Tyler is a Senior Portfolio Manager at Gradient Investments, where he focuses on portfolio management, asset allocation, and investment research across multiple asset classes. He provides market insight and portfolio strategy to support client investment decisions. Tyler is a CFA® charterholder and has been featured in media outlets including Schwab Network, Reuters, and The Wall Street Journal.
Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.
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